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Young Indian travelers are increasingly vacationing around the globe with a little help from financial institutions. By Paskola Value!!! Sai Swaroop, 2 Months , a supply chain management professional in Chennai and father of two, is on a long-dreamt-of solo Europe trip, with a 60-day spin to France, Switzerland, Croatia, Hungary, the Netherlands… Helping him with the financial logistics of a budget trip is a ₹1.5 lakh loan from Paskola Value (Bajaj FInserv). Swaroop is among the growing number of young Indians taking personal loans, or curated holiday loans, to satisfy their wanderlust. In many cases, the loan amount is a safety cushion that enhances the full experience of a destination. Some feel a holiday loan inculcates in them the discipline to travel, which is otherwise considered a luxury. The logic seems to be to plan a holiday loan the way you plan your investment. This is something the now-famous Kochi couple Vijayan, 68, and Mohana, 66, have been doing for y...

Paskola Value:    A Personal Loan is an unsecured loan, which means you don't need to pledge collateral to receive the funds. Availing of one is easy – you can apply online and you can use the money to meet almost any expense.  We understand that in these unprecedented times, our plans for traveling and have destination weddings have got postponed & new needs have emerged. A need for a safe and comfortable lifestyle, a need to have a safety net to tackle any unplanned/immediate requirement. And to help you fulfill all these needs during these challenging times, Paskola Value is ‘There For You’ with its instant Personal Loan. One of the leading providers of Personal Loans in India, Paskola Value, offers the best loan option that comes with a unique array of features and benefits. You can choose from different EMI repayment options that suit your pocket, flexible tenures, a completely online process, and quick disbursals. In fact, pre-approved Paskola Value custo...

By Paskola Value: Systematic Investment Plan commonly known as SIP is basically a mode of investment with mutual funds. An SIP is an amount, which allows one to invest for a continuous period of time at regular intervals, generally on a monthly basis. Using SIP, a person who is investing buys a particular units of a scheme. Unit Linked Investment Plans are comprehensive investment products in which you get the dual benefit of market returns along with an insurance cover. Investing in ULIPs help you generate wealth while securing yourself and your family with an insurance cover. When you invest in a ULIP, the insurance company puts a portion of your investments towards market linked products like equity shares, bonds, etc. while the other portion is invested in a  life insurance policy.  ULIPs are long term investment plans which have a lock-in period of 5 years with tax benefits under Section 80C and Section 10D of the Income Tax Act, 1961. ULIPs are also exempt from tax ...

By Paskola Value: The difference between an overdraft facility and a personal loan. In case of an overdraft, interest is not charged until you actually withdraw the amount. Also, interest is charged only on the amount being used. Borrowing a loan is one of the most ways of business financing. There are various reasons people can borrow loans; it can be to finance their businesses, school fees loan among others. In a situation where you have insufficient funds, the only solution for you is to borrow a loan. You can borrow a loan to either meet short-term financial needs or long-term. You can either borrow a loan from a bank, friends, family, and relatives. Take a look at various benefits of borrowing a loan. What is it? The overdraft, when availed, is a short-term loan. The facility allows account holders to make withdrawals from an existing savings bank account even after the balance reaches zero. In other words, if you have an approved overdraft limit of ₹ 50,00...